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Cancel anytime — no hidden fees
Credit Building Program
starting from
$8/month
-
Credit Builder System
-
Video Coaching and strategies
-
Credit Report
-
Debt Dispute
- Loans Solutions
- Debt Management
-
Book a call with a credit counselling agent
-
Automatic payment reporting to Equifax Canada
-
Build positive payment history every month
-
Track your progress with your credit score
- Access debt-management and loan-solutions
- Cancel anytime - no hidden fees
Credit Building Program
starting from
$8/month
-
Credit Builder System
-
Video Coaching and strategies
-
Credit Report
-
Debt Dispute
- Loans Solutions
- Debt Management
-
Book a call with a credit counselling agent
-
Automatic payment reporting to Equifax Canada
-
Build positive payment history every month
-
Track your progress with your credit score
- Access debt-management and loan-solutions
- Cancel anytime - no hidden fees
Verified by Equifax Canada
Secure SSL payments
Trusted by Canadians coast to coast
Credit Building Program
starting from
$8/month
-
Credit Builder System
-
Video Coaching and strategies
-
Credit Report
-
Debt Dispute
- Loans Solutions
- Debt Management
-
Book a call with a credit counselling agent
-
Credit Builder System
-
Video Coaching and strategies
-
Credit Report
-
Debt Dispute
- Loans Solutions
- Debt Management
-
Cancel anytime - no hidden fees
-
Automatic payment reporting to Equifax Canada
-
Build positive payment history every month
-
Track your progress with your credit score
Trusted by Canadians coast to coast
Verified by Equifax Canada
Secure SSL payments
Credit Score +
Mapl offers your credit score reports powered by Equifax. It is free and will always be free!
Payments reported to Equifax make up 35% of your credit score.
That’s why reporting your payments through Mapl is one of the fastest ways to enhance your credit score.
Credit Score & Report
$0/mo
Create your free account to view your Equifax credit score and report anytime - then upgrade to start building credit faster.
Credit Building Program
starting from
$8/month
-
Credit Builder System
-
Video Coaching and strategies
-
Credit Report
-
Debt Dispute
- Loans Solutions
- Debt Management
-
Cancel anytime - no hidden fees
-
Automatic payment reporting to Equifax Canada
-
Build positive payment history every month
-
Track your progress with your credit score
-
Automatic payment reporting to Equifax Canada
-
Build positive payment history every month
-
Track your progress with your credit score
- Access debt-management and loan-solutions
- Cancel anytime - no hidden fees
Credit Builder
Base
$4/bi-weekly
Build or rebuild your credit at the lowest possible cost, over a longer period. Perfect for students, tight budgets, and those who prefer small, manageable payments.
Credit Builder
Standard
$10/bi-weekly
Boost or repair your credit faster with a shorter-term plan.
Standard is our most popular option — great for everyone.
Frequently asked questions
Credit Builder
Base
$8/month
Build or rebuild your credit at the lowest possible cost, over a longer period.
Perfect for students, tight budgets, and those who prefer small, manageable payments.
Credit Builder
Advanced
$20/month
Boost or repair your credit faster with a shorter-term plan.
Advanced is our most popular option — great for everyone.
Credit Score +
Mapl offers your credit score reports powered by Equifax.
It is free and will always be free!
Payments reported to Equifax make up 35% of your credit score.
That’s why reporting your payments through Mapl is one of the fastest ways to enhance your credit score.
The Importance of Credit Monitoring
Your credit score affects your ability to get loans, credit cards, and other financial products, as well as the interest rates you are offered. It's important to monitor your credit report regularly to ensure that there are no errors or fraudulent activity. By actively monitoring your credit, you can take strategic measures to strengthen it and maintain a solid financial standing.
Mapl's Credit Monitoring Service
Our credit monitoring service provides timely updates on your credit report, including new accounts, credit inquiries, and other significant changes. Staying informed empowers you to take prompt action when needed. Explore our credit building program for practical and efficient ways to strengthen your credit score.
Exclusive Programs
Credit Coaching & Building for Students
Have acces to student focus solutions.
We'll work individually with you to understand your financial goals and provide you with personalized recommendations and resources to help you achieve them.
We'll also provide you with ongoing support to ensure you stay on track.
Credit Coaching & Building for Canadians and new comers
Our Credit Coaching for Canadians is designed to provide you with a personalized experience that gives you all the resources you need to make informed financial decisions.
With our comprehensive tools and expert guidance, you can take control of your credit and start building a solid financial foundation for your future.
Credit Monitoring Options
Credit Builder
Base
$4/bi-weekly
Build or rebuild your credit at the lowest possible cost, over a longer period.
Perfect for students, tight budgets, and those who prefer small, manageable payments.
Credit Builder
Standard
$10/bi-weekly
Boost or repair your credit faster with a shorter-term plan.
Standard is our most popular option — great for everyone.
The Importance of Credit Monitoring
Your credit score affects your ability to get loans, credit cards, and other financial products, as well as the interest rates you are offered. It's important to monitor your credit report regularly to ensure that there are no errors or fraudulent activity. By staying on top of your credit, you can take steps to improve it and make sure that you are in good financial standing.
Why is Credit so Important When You're New to Canada?
When you're new to Canada, having a good credit score opens doors to a number of financial opportunities. Without a high-enough credit score, you may find it difficult to rent an apartment, buy a car, or obtain a loan. Many new Canadians are often surprised and unprepared when they discover the importance of their credit health.
The Canadian financial system can be daunting and the importance of a good credit score is no small detail. That's where Mapl Credit comes in. We understand the challenges of building a new life, in a new country. This is why Mapl Credit offers specialized credit programs designed to help you build and maintain a strong credit score.
Start Building Your Credit Score Today — The Smart Way
Your credit score won’t fix itself — but it can improve every month you take action. Start today and get access to reporting, tools, and guidance to grow your financial future.
✔ Start for free – cancel anytime
✔ Your first report starts this month
✔ See your progress next month
✔ Takes 2 minutes. No credit check required.
*Participation in the Credit Builder Program does not require a credit check. The credit line assigned to your profile is for reporting purposes only and exists solely to facilitate monthly payment reporting to Equifax. It does not constitute a loan, cash advance, or extension of credit, and it cannot be accessed, redeemed, withdrawn, or refunded.
All monthly payments made under the program are treated as instalment-style payments for the exclusive purpose of credit reporting. Successful payments may support the improvement of your credit history, while missed or failed payments may have a negative impact on your credit score.
*Based on users with an Equifax Canada credit score between 300-600 with no missed payments on any of their accounts. If members who made on-time payments on their Credit Builder account but may have missed payments on other accounts are included, the average credit score increase differently. Individual results may vary. Other credit score factors, including late payments and activity with your other accounts can impact your credit score. This is not a cash loan.